Explore the Complexities of Dental MLR Policy with NADP and CHBRP
This page features an exclusive interview between Mike Adelberg, Executive Director of the National Association of Dental Plans (NADP), and Garen Corbett, Director of the California Health Benefits Review Program (CHBRP). Together, they unpack the implications of proposed medical loss ratio (MLR) legislation on the dental industry, focusing on California’s Assembly Bill 2028. Learn why applying an 85% MLR to dental plans could significantly increase premiums, reduce access to care, and reshape state and national policy discussions. This conversation offers valuable context for policymakers, stakeholders, and dental plan professionals navigating the evolving regulatory landscape.
CHBRP Abbreviated Analysis of California Assembly Bill 2028
The California Assembly Committee on Health requested that the California Health Benefits Review Program (CHBRP)conduct an abbreviated analysis of California Assembly Bill (AB) 2028. AB 2028 would require a health care service plan or health insurer that issues, sells, renews, or offers a specialized dental health care service plan contract or specialized dental health insurance policy to comply with a (dental) medical loss ratio (MLR) of 85% and to provide a specified rebate to an enrollee or insured if the minimum MLR is not met.
NADP Interview with CHBRP on Dental Loss Ratios & Policy Impact
Join Mike Adelberg, Executive Director of the National Association of Dental Plans (NADP), as he sits down with Garen Corbett, Director of the California Health Benefits Review Program (CHBRP), for an insightful discussion on the impact of medical loss ratio (MLR) regulations on dental insurance.
NADP Issue Brief: Medical Loss Ratio (MLR) Requirements for Dental Plans
The passage of the 2022 ballot referendum (Question 2) in Massachusetts established a minimum loss ratio for dental plans based on the loss ratio of medical plans, which earn 20x the premium. Since then, many states have considered legislation related to reporting or establishing loss ratios for limited-scope dental plans.